The Cost of Treatment And How To Offset It
Some can pay for their stay in a residential rehab up front, but there aren’t many, so how do most people do it?
In several ways:
- Working with the residential rehabilitation center to come to an arrangement
- Getting part of the treatment covered by private or work-provided medical insurance
- Borrowing from family and loved ones eager to help
- Using some savings, lines of credit, or other personal financial options
- Raising the money
Working With The Treatment Centre You’ve Chosen
Private treatment centers like Sobriety.ca Foundation, can work with you to come to a more agreeable arrangement for financing the cost of rehab. Instead of paying all of the cost upfront, a monthly payment schedule can be set up to help ease financial stress and allow you to focus on healing.
Using Insurance To Cover Part of The Cost
Medical insurance companies often cover residential rehab. They may pay for part of the cost, the entire amount, or in some cases pay a part of it at first and cover the remainder if you complete rehab. Contacting your insurance provider is very important before considering this option, as they will most likely have a list of treatment centers they cooperate with, and more likely than not it will be based on geographic location. Luckily, this is most likely a factor for you as well, so two birds can be killed with one stone when it comes to researching the best treatment center near you and how to pay for it.
Financing Rehab Through Family, Friends, or Personal Finances
While it might seem like more people are suffering from mental health and substance abuse issues these days, the truth is that more people are less worried about the stigma surrounding it and are less afraid of asking for help than they are of succumbing to addiction and mental health crises.
We hope that in light of this increased awareness, the costs of seeking help will one day be subsidized by the government, however, that day is not here yet. Frequently someone suffering from alcoholism or a substance use disorder will have to use their savings or credit to get the help they need. While this isn’t ideal, it is still advisable to do so if no other option presents itself. The cost of one’s life far outweighs that of rehab.
Borrowing from family and friends is difficult for most people. It makes someone seem reckless or irresponsible that they can’t pay for everything themselves, but to put this bluntly, that’s nonsense. Addiction can affect anyone of any age, race, religion, or economic background. It can make the rich poor, and the rest desperate. Continuing on the path that addiction sets out for someone will often lead to loss of family, career, and life, and family and friends can see that happening. It would surprise many what those closest to us would do if we needed help, so while this option may at first seem unattractive, it’s one to consider if there is no wiggle room elsewhere.
It would be truly a wonderful world if no one had to worry about covering the cost of their treatment, and although costs can alarm many seeking to change their lives for the better, it’s worth every single penny. The world may not be perfect, but many fantastic souls would seek to help those in need of it should they ask. The takeaway? There are options available to those in need of treatment, don’t be discouraged and stay on the path to recovery and prosperity.
